For the first time in your life you have money to spend. Loadsa money! Student discounts, two for ones, pound a pint,.... All those offers! There's only one thing to do, spend, spend, spend!

During your first semester you think it's perfectly reasonable to buy a double round of drinks for your new class mates (all 45 of them). A new outfit for each tutorial seems like a great idea and why walk a couple of minutes to campus when a taxi could get you there in half the time?

And then it arrives - D Day! You receive what at first appears to be a local entertainment and shopping guide...Virgin, UGC Cinemas, Topshop, Dixons.....but to your horror you discover that in fact you've just received your first statement! And you're broke with a capital B!

But don't panic...We've got advice on budgets and borrowing, scrimping and saving, reminders and repayments. So, seeing as you have already missed Midday Money, let us give you some practical guidance to managing your loot!

Get yourself a Term Time Job!
Another way to relieve yourself of poverty is to get a term-time job, while you are studying. All you need to do is work a few hours each week and you could have enough money to pay for your rent, and more!

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Money – taking care of it!
Money Management could be a degree on its own! You have to research, which bank is the best value, then you have to con as much money out of them as possible.

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